:root{--navy:#183b5d;--navy-dark:#0e2944;--navy-deep:#102338;--ink:#1b2c3d;--muted:#526376;--mist:#eef3f6;--cream:#faf8f4;--white:#fff;--line:#dae1e7;--gold:#bb9471;--sand:#e9ddcc;--shadow:0 18px 54px rgba(17,43,68,.10);--radius:22px;--wrap:1192px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);background:#fff;font:16px/1.73 -apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto}a{color:var(--navy);text-underline-offset:3px}a:hover{text-decoration-thickness:2px}button,input{font:inherit}button{cursor:pointer}button:focus-visible,a:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #b77b4b;outline-offset:4px}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.13;color:var(--navy-dark);font-family:Georgia,'Times New Roman',serif;font-weight:500;letter-spacing:-.03em}h1{font-size:clamp(3.3rem,6.1vw,6.2rem)}h2{font-size:clamp(2.25rem,3.7vw,3.6rem)}h3{font-size:clamp(1.35rem,1.8vw,1.75rem)}p{margin-bottom:1.15em}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 32px}.skip{position:absolute;top:-100px;left:12px;background:white;padding:12px;z-index:4000}.skip:focus{top:12px}.topbar{background:var(--navy-dark);color:#e8f0f3;font-size:12px;letter-spacing:.045em}.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;min-height:35px}.topbar a{color:inherit;text-decoration:none;font-weight:700}.site-header{position:sticky;top:0;background:#fffefdf2;backdrop-filter:blur(18px);border-bottom:1px solid rgba(17,55,88,.09);z-index:150}.header-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:11px;white-space:nowrap;color:var(--navy-dark);text-decoration:none}.brand-mark{width:37px;height:37px;color:var(--navy);display:block}.brand-mark svg{width:100%;height:100%}.brand-line{font:700 25px/.96 Georgia,serif;letter-spacing:-.06em}.brand-line i{font-weight:400;font-style:italic;color:#ab8062}.brand-caption{display:block;margin-top:5px;font:600 9px/1.1 -apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;letter-spacing:.14em;text-transform:uppercase;color:#68788a}.main-nav{display:flex;align-items:center;gap:25px}.main-nav>a{font-size:13.5px;color:#294259;font-weight:650;text-decoration:none;white-space:nowrap}.main-nav>a:hover,.main-nav>a[aria-current=page]{color:#9f6b4b}.header-action{font-size:12px;font-weight:800;text-decoration:none;white-space:nowrap;padding:12px 17px;background:var(--navy);color:white;border-radius:100px}.header-action:hover{background:#31577a;color:#fff}.nav-toggle{display:none;border:1px solid var(--line);background:#fff;padding:9px 12px;border-radius:12px;line-height:1;color:var(--navy);font-size:24px}.eyebrow{font:800 11px/1.4 -apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif;text-transform:uppercase;letter-spacing:.22em;color:#986d4d;margin:0 0 19px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:27px;border-radius:100px;text-decoration:none;font:750 14px/1.3 -apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;padding:16px 24px;transition:transform .2s,background .2s,color .2s;white-space:nowrap}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy-dark);color:#fff}.btn-cream{background:#fff;color:var(--navy-dark)}.btn-cream:hover{background:#f8ecdf}.btn-outline{background:transparent;border:1px solid #aabac8;color:var(--navy-dark)}.btn-outline:hover{background:var(--mist)}.btn-dark-outline{border:1px solid #a1b4c8;color:#fff}.btn-dark-outline:hover{background:#fff2}.btn-group{display:flex;flex-wrap:wrap;gap:12px;margin-top:31px}.home-hero{overflow:hidden;background:var(--navy-dark);color:#fff;position:relative}.home-hero:before{content:'';position:absolute;width:780px;height:780px;border:1px solid #ffffff1a;border-radius:50%;right:-280px;top:-190px}.home-hero:after{content:'';position:absolute;width:590px;height:590px;border:1px solid #ffffff16;border-radius:50%;right:-190px;top:-100px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(300px,.92fr);gap:65px;align-items:center;min-height:615px;padding-top:76px;padding-bottom:82px;position:relative;z-index:1}.home-hero h1{color:#fff;max-width:700px;margin-bottom:21px}.home-hero h1 em{color:#d8b796;font-weight:400}.home-hero .eyebrow{color:#d8b796}.hero-lead{font-size:18px;line-height:1.8;color:#dce8f0;max-width:560px}.home-hero .small-trust{display:flex;flex-wrap:wrap;gap:13px 24px;color:#d6e0e9;font-size:12px;margin-top:30px}.small-trust span:before{content:'✓';color:#ddbb94;margin-right:8px}.hero-art{position:relative;padding:20px;isolation:isolate}.portrait-blob{background:#dfe7e7;border-radius:200px 200px 20px 20px;min-height:450px;overflow:hidden;position:relative;z-index:1;box-shadow:0 22px 42px #071a2f47}.portrait-blob img{width:100%;height:465px;object-fit:cover;object-position:50% 27%;display:block;mix-blend-mode:normal}.portrait-caption{position:absolute;bottom:12px;left:-5px;z-index:4;background:#fff;border-radius:15px;padding:16px 22px;box-shadow:0 12px 28px #0002;color:var(--navy-dark);font-weight:800;font-size:14px}.portrait-caption small{display:block;font-size:11px;font-weight:500;color:#738293}.portrait-seal{position:absolute;top:-16px;right:-10px;z-index:3;width:122px;height:122px;border:8px solid var(--navy-dark);outline:1px solid #ffffff7d;border-radius:50%;background:var(--sand);display:flex;align-items:center;justify-content:center;text-align:center;color:var(--navy-dark);font:italic 20px/1.16 Georgia,serif;box-shadow:0 12px 24px #071a2f26;transform:rotate(8deg)}.intro-strip{background:var(--cream);border-bottom:1px solid var(--line)}.choice-strip{display:grid;grid-template-columns:repeat(3,1fr)}.choice-link{display:block;padding:33px 27px 32px;text-decoration:none;border-right:1px solid var(--line);transition:background .2s}.choice-link:last-child{border:0}.choice-link:hover{background:#f3eee7}.choice-link strong{display:block;font:500 23px/1.3 Georgia,serif;color:var(--navy-dark);margin-bottom:5px}.choice-link span{font-size:13px;color:var(--muted)}.choice-link .number{display:block;font:800 10px/1.2 sans-serif;color:#9b755c;letter-spacing:.12em;margin-bottom:8px}.section-block{padding:95px 0}.section-heading{max-width:710px;margin-bottom:37px}.section-heading p:not(.eyebrow){font-size:17px;color:var(--muted)}.cards{display:grid;gap:18px}.cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}.cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}.feature-card{border:1px solid var(--line);border-radius:var(--radius);padding:29px 28px;background:#fff;box-shadow:0 12px 33px #0f314405;transition:box-shadow .2s,transform .2s}.feature-card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}.feature-card h3{font-size:25px;margin:13px 0}.feature-card p{font-size:14px;color:var(--muted)}.card-index{font:800 11px/1.2 sans-serif;color:#a77b5c;letter-spacing:.1em}.text-link{font:750 13px/1.6 sans-serif;text-decoration:none;color:var(--navy);border-bottom:1px solid #b8c7d4;padding-bottom:3px}.text-link:hover{color:#8d5f43}.pale{background:var(--mist)}.cream{background:var(--cream)}.split{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:70px}.split .section-heading{margin-bottom:24px}.big-quote{padding:40px;border-left:3px solid var(--gold);background:#fff;border-radius:0 22px 22px 0;font:italic 31px/1.43 Georgia,serif;color:var(--navy);box-shadow:0 12px 40px #102b4410}.mini-points{list-style:none;padding:0;margin:18px 0}.mini-points li{padding:10px 0;border-bottom:1px solid var(--line);font-size:14px}.mini-points li:before{content:'✳';margin-right:12px;color:#9d775e}.page-hero{background:linear-gradient(110deg,#f0f5f8,#fff 75%);padding:65px 0 62px;border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(2.9rem,5.1vw,5.2rem);max-width:920px;margin:0 0 19px}.page-hero p.page-lead{max-width:760px;font-size:19px;line-height:1.75;color:#4c6074}.breadcrumb{font:650 12px/1.5 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1fr;gap:20px;padding:24px 0;border-bottom:1px solid var(--line)}.steps li h3{margin:0 0 7px}.steps li p{margin:0}.step-no{color:#a17a5c;font:600 25px/1.1 Georgia,serif}.check-list{padding-left:0;list-style:none;margin:23px 0}.check-list li{position:relative;padding:8px 0 8px 28px}.check-list li:before{content:'✓';position:absolute;left:0;top:7px;color:#8a765f;font-weight:800}.faq details{border-bottom:1px solid var(--line)}.faq summary{padding:19px 12px 19px 0;cursor:pointer;font-weight:730;color:var(--navy-dark);list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px}.faq summary::-webkit-details-marker{display:none}.faq summary span{font-size:23px;color:#98795f;transition:transform .2s}.faq details[open] summary span{transform:rotate(45deg)}.answer{padding:0 15px 15px 0}.answer p{font-size:14px}.source-note{border-top:1px solid var(--line);padding:19px 0;margin:30px 0;font-size:12px;color:#617588}.source-note strong{color:#334c61}.source-note 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#eef0f2}.check-task:last-child{border:0}.check-task input{margin-top:4px;width:19px;height:19px;flex-shrink:0;accent-color:var(--navy)}.check-task span{font-size:14px}.check-task:has(input:checked) span{color:#728092;text-decoration:line-through}.small-muted{font-size:12px!important;color:#6f8292!important}.choice-question{margin-bottom:31px;padding:26px;border:1px solid var(--line);border-radius:18px;background:white}.choice-question legend{font:500 24px/1.4 Georgia,serif;color:var(--navy);padding:0 8px}.choice-option{display:block;margin:9px 0;border-radius:12px;border:1px solid var(--line);padding:12px 16px;font-size:14px;cursor:pointer}.choice-option:hover{background:#eff5f8}.choice-option input{margin-right:12px;accent-color:var(--navy)}.result{display:none;background:var(--navy);border-radius:19px;color:white;padding:30px;margin:30px 0}.result h2{color:white!important}.result p{color:#e1eaf2!important}.result 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.portrait-blob:before{content:"✳";position:absolute;inset:0;display:grid;place-items:center;font:400 190px Georgia,serif;color:#8bacae50;pointer-events:none}.portrait-blob img{position:relative;z-index:1}